NPS Balance Statement – How to Check NPS Balance Online?

NPS (National Pension System) is one of the best investment schemes for retirement. It is a government-sponsored pension scheme. NPS is gaining popularity due to additional tax benefits. NPS is basically meant for the people who don’t have the benefit of pension after retirement. NPS offers a facility to contribute regularly into a pension account. The contributed amount is invested in the various instrument such as equity, debt to generate wealth. The wealth accumulation under NPS depends upon the type of investment and investment period.

Any Indian citizen between 18 to 60 years can join NPS. The only condition is that the person must comply with KYC norms.  NPS offers two types of account – Tire I and Tire II.

Tire I NPS account – Tire I is mandatory NPS account. You cannot withdraw the entire money from Tier-I account till your retirement. Even on retirement, there are restrictions on withdrawal on the Tier-I account.

Tire II NPS Account – Tire II is voluntary NPS account. The subscriber is free to withdraw the entire amount from Tire II account. NPS account can be easily opened online or by visiting designated POP. The money invested under NPS is managed by PFRDA-registered Pension Fund Managers. Once you have opened the NPS account you can manage NPS account online or via an app. In this post, I will share information about How to Check NPS Balance Online?

How to Check NPS Balance Online?

There are three different ways to check NPS balance Online anytime anywhere.

#1 Checking NPS Balance on website

#2 Check NPS balance via UMANG App

#3 Check NPS balance via NPS App

#1 Checking NPS Balance on website

In order to check your NPS balance online on website Log in to your NPS account via CRA website (www.cra-nsdl.com) and submit your USER ID and password. Your PRAN number will act as your login id.

NPS Login

After logging in, select Transaction Statement and then Holding Statement, which gives the details of your accumulated balance in NPS fund.

Click on transaction statement, to see details of your transactions including contributions.

NPS Balance Check

#2 Check NPS balance via UMANG App

You can also check NPS balance via UMANG App. UMANG is a government initiative to provide various e-governance services under single platform. EPFO and NPS services are available on UMANG.

 In order to check NPS balance on move you need to download UMANG app. This app can be downloaded from App store.

Once you install this app on your smart phone. Open app and find out NPS option. Click on NPS option. You will be able to see multiple options such as –

  • Current holding
  • E-mail transaction Statement
  • Account detail
  • Profile Setting

In order to check NPS balance click on the current holding. You will be prompted with User ID and password. Once you login using PRNA and IPIN you will be able to see current holding.

You will be even allowed to send transaction statement at your email ID.

#3 Check NPS balance via NPS App

NPS balance can be checked online using NPS App. You can download NPS by NSDL e-Gov app from App store. Once you download and install the app.

NPS app balance check

You will be able to see screen with Login, Contribution and Hindi Button. Click on Login button.

You will be prompted to end PRAN and IPIN. Once you enter the login and IPIN you will be able to login to NPS account and check your balance.

This app also allows you to check your recent contribution. You will also able to contribute using this app.

Article by Raviraj

Raviraj is the man behind moneyalpha.com. He is graduate in finance, engaged in blogging since 6 years. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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