CIBIL Credit Score is now available instantly on WhatsApp. The facility of getting Free CIBIL Score on WhatsApp is offered by Wishfin. A credit score is a three digit number that is used to identify creditworthiness of an individual. This score is determined by credit companies based on loan repayment and credit history. There are many companies which provides credit scores such as CIBIL, Equifax and Experian.
The CIBIL score ranges from 300 to 900. Higher the credit score means better is your creditworthiness. If your score is higher you can easily get loan as well as visas of certain countries. Earlier it was very difficult to get a credit score, even companies used to ask money. However, now you can get Free CIBIL Score on WhatsApp.
Also Read – How to get free CIBIL Score Check?
The facility of free CIBIL score on WhatsApp is given by Wishfin. It is a unique facility. Here is step by step method to get free credit score on WhatsApp.
Note – Wishfin is official partner of CIBIL and authorized to share credit information report along with score.
How to Check CIBIL Credit Score on WhatsApp?
There are two ways to check CIBIL Score on WhatsApp.
# Getting CIBIL Score on WhatsApp via Miss Call
- First step is to give a Missed Call on 8287151151.
- Your mobile will be added to WhatsApp Chat.
- You will receive a message on WhatsApp asking your Full Name. Once you enter your name it will ask birthdate and gender.
- After providing mentioned details, it will ask for PAN Number.
- Once you enter PAN card number you need to provide your address and city of residence followed by state and pin code.
- At the end, you need to provide your Email ID.
- You will get your free CIBIL score in WhatsApp chat window.
# Getting CIBIL Credit Score on WhatsApp via Web-based method
- First visit Wishfin website and go to check CIBIL score section.
- Enter your mobile number and select consent about contacting you for products of Wishfin.
- If you don’t give consent you will not able to move further.
- Click on “Continue with WhatsApp” button.
- You will get success message which says “WhatsApp has been sent to you Please continue using it.”
- Now you need to provide your personal information as described in the method given above.
- Once process is complete you will get CIBIL Score on your WhatsApp.
Make sure to provide complete and correct information. If your information is incorrect you will not able to get score.
If you don’t want to use above method, you can use method given below for getting your score.
Credit Score by CIBIL Website
- Visit CIBIL website and go to Free Credit Score Section.
- Provide required information such as username, password, full name, e-mail ID and phone number.
- Continue with second step and you will be asked to provide other information such as date of birth, gender, address and identity proof.
- Once you provide acceptance of terms you will be able to access your CIBIL score.
- This method also provide credit information report. Credit information report contains repayment detail, number of loan and other information.
Similar facility is also available on Wishfin website.
I am sure information given above will help you in getting Free Credit Score on WhatsApp.
Do share your experience about checking credit score in the comment section.