Top 5 Best Investment Ideas for 2019

Do you have extra money? Are you planning to invest your money? Then read on as I share with you the top 5 best investment ideas for 2019. These ideas can help you to earn money in the short and long run.

Before I proceed, I want to state clearly that each of these investment ideas has its own fundamental principles and strategies that you must know. Secondly, please do not invest all your money in single investment option. Just select one or two options that you are aware of. to invest in all of them to achieve success; just pick one or two that you are willing to learn through and stick with it. Having noted these points, let’s proceed.

best investment ideas

Top 5 Best Investment Ideas for 2019

Stock Market

The first best investment idea for 2019 is stock market. Stock market investment can help you to generate a lot of wealth. There are many examples of multibagger stocks such as Infosys, MRF, TCS etc. These stocks have made a lot of money for investors over the period of time. However, please note that stock market investment is a risky option you have to be careful in the selection of stocks else you will end up making losses. If you are a beginner, you should avoid stock market investment.

Also Read – 11 Best Startup Ideas with low Investment

Who should invest in the stock market?

As discussed above, knowledge and skill are important for stock market investment. If you have the knowledge, skills for identification of stock and high risk taking capacity you can plan to invest your money in the stock market.

Mutual Funds

Mutual fund investment is among one of the top investment ideas. There are many mid-cap and small-cap funds that have generated more than 50% returns last year. You can invest in mutual funds via SIP or lump sum route. You should select direct mutual fund compared to regular mutual funds.

Who should invest in Mutual Fund?

If you want to balance risk and return mutual fund investment is for you. You can expect very good returns from mutual funds over a long run.


Forex Trading is one of the most popular investment ideas. You can earn a very good return from forex trading. You can start forex return with small investment also. If you have a sound strategy and knowledge you can start forex trading. It is recommended to invest in low volatile currency.

Who should deal in Forex?

If you have surplus money and you are comfortable with taking a risk you can deal in forex. You have to gain knowledge about forex trading.

Peer 2 Peer Lending

Peer 2 Peer lending is another best investment idea. It is a new concept where you need to lend money to individual or business and you can earn a return on the money. You can earn 10-25% gain by lending money. However, it is risky investment option.

Who should invest in Peer 2 Peer Lending?

If you have excess cash and your risk taking capacity is high, you can opt for peer 2 peer lending. Make sure to carry out due diligence before lending money.


PPF or Public Provident Fund is another most popular investment idea. However, PPF offers moderate returns on your investment. The current interest rate is 7.6%. You can also get tax benefit under 80C on PPF investment. The maturity period of PPF account is 15 years. Partial withdrawal is allowed after 6 years.

Who should invest in PPF?

PPF is an investment option for a low-risk individual looking to save money over the long run for the retirement or any other long-term financial goal. If you are happy with moderate and fix return you can invest your money in PPF.

Article by Raviraj

Raviraj is the man behind He is graduate in finance, engaged in blogging since 6 years. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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