Credit Card

5 Best Travel Credit Cards in India 2018

Travel Credit Cards helps you to save additional money on the travel trip. You can save money on a flight, hotel booking, food, entertainment and lounge access. If you are a frequent traveler, you should opt for travel credit card.

In this article let’s explore few of the best credit cards in India which are very much popular among travelers. Before disclosing best travel credit card let’s take a look at few important tips that help you in the selection of best travel credit card.

Factors for the selection of Travel Credit Card

  • The first important factor for the selection of travel credit card is applicable annual fees and other charges imposed by credit card company.
  • You should find out a card which based on your travel preferences. If you stay at a specific hotel and travel via specific airline you should select a card accordingly.
  • Another factor is travel insurance. There are many credit card companies that offer travel insurance along with an option to collect emergency cash.
  • You should carefully look at reward program and mile benefits offered by the card.
  • Always choose a credit card that has excellent customer care support.

travel credit cards

5 Best Travel Credit Cards in India

Yatra SBI Card

Annual Fees – Rs.499

Interest Rate – 40.20% per annum

Welcome Gift – Rs.8250 voucher on payment of joining fees.

Key Features –

  • 1000 off on domestic flight bookings
  • 4000 off on international flight bookings
  • 20% off on domestic hotels
  • Complementary Air accidental cover
  • Complementary Airport Lounge Access
  • Cash withdrawal facility from ATM

American Express Platinum Travel

Annual Fees – Rs. 3,500

Interest Rate – 40.2% per annum

Welcome Offer – 5,000 Reward points

Key Features –

  • One reward point for every 40 Rs spent or 2.5 points for 100 Rs.
  • Five times the earn rate for spends on domestic flight bookings.
  • Ten points for every 40 Rs spent on platinum partner.
  • Spend 1.9 lakh in a year and get up to two free return IndiGo Flight tickets.
  • On spending 4 lakh, you can get four free flights plus vouchers worth 10000 Rs from Taj Group
  • Zero lost card liability.
  • Enjoy benefits on your travel bookings with MakeMyTrip.com

Axis Bank Miles & More World Card 

Annual Fees – Rs. 3,500

Interest Rate – 41.75% per annum

Welcome Offer – Welcome bonus 5,000 Miles

Key Features –

  • Your Miles never expires
  • 4 Miles for every Rs. 200 of eligible spends
  • 20 Miles for every Rs. 200 for spends on movie bookings
  • Free Airport Lounge Access
  • Bill payment from any account
  • Fuel Surcharge Waiver

JetPrivilege HDFC Bank World Credit Card

Annual Fees – Rs. 2,500

Interest Rate – 23.88 % per annum

Welcome Offer – One Complimentary Jet Airways Ticket and up to 10000 Bonus Miles. Discount voucher worth Rs.750 when booking return ticket on jet airways website.

Key Features –

  • Avail of a 5% discount on all domestic air ticket (revenue flights) bookings, made on jetairways.com by entering the promo code JTHDFC in the promo field on the website.
  • Enjoy premier check-in for all domestic flights of JetAirways
  • Benefit from a 10 kg additional baggage allowance on all domestic JetAirways
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle
  • Earn 6 JPMiles on every Rs. 150 spent on retail expenses with your JetPrivilege HDFC Bank World Credit Card
  • Earn 18 JPMiles on every Rs 150 spent on every flight ticket booked on jetairways.com

Standard Chartered Emirates Platinum Mastercard Credit Card

Annual Fees – Rs. 3,000

Interest Rate – 41.88 % per annum

Welcome Offer – 4000 additional Skywards Miles on enrolment

Key Features –

  • Earn 6 Skyward miles on every INR 150 spent on Card
  • Complimentary overseas air accident coverage up to 1 Cr
  • Get 5% cashback on duty free shopping
  • Enjoy 20% cashback on your credit card
  • Free Airport Lounge access

So, there are best travel credit cards in India which offers multiple benefits on travel (domestic and international). Make sure to carry out an independent study before accepting any credit card offers.

Which travel credit card is best as per you? Do share your experience in the comment section.

About the author

Raviraj Parekh

Raviraj is the man behind moneyalpha.com. He is graduate in finance, engaged in blogging since 6 years. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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